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This social worker makes $85,000 a year. How is she spending during the pandemic?

By Liza Agrba| Photography by Ebti Nabag
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This social worker makes $85,000 a year. How is she spending during the pandemic?

Who: Gabriella Vilner, 30 What she does: Social worker What she makes: $85,000 a year Where she lives: A one-bedroom apartment near Yonge and Bloor


Regular Expenses

Rent $1,265 a month, including maintenance and utilities. “It’s a great deal, especially considering the location.”

This social worker makes $85,000 a year. How is she spending during the pandemic?

Cable and internet $85 a month, with Rogers.

Car-related expenses $1,250 a month, for lease, gas, parking and insurance. “I drive a lot for work, visiting clients. My company gives me a monthly subsidy of $275 to offset the cost of wear and tear on my car.”

This social worker makes $85,000 a year. How is she spending during the pandemic?

Groceries $300 a month, at Loblaws or Eataly. “These places are a bit pricier, but they’re near my apartment and have good products.”

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Eating out $700 a month. “This went up by $400 when restaurants reopened. I missed dining out with friends more than anything else, so I’ve been indulging myself a lot lately.”

This social worker makes $85,000 a year. How is she spending during the pandemic?

Subscriptions $25 a month, for Netflix and SiriusXM.

Savings $500 a month. “I’d like to go to Greece when things reopen. I want to save at least $5,000 for the trip.”

This social worker makes $85,000 a year. How is she spending during the pandemic?

Recent Splurges

Trip to Montreal $1,200. “I drove to Montreal for my 30th birthday in July. My friends paid for the Airbnb, but I spent a fair bit on gas, eating out and partying.”

This social worker makes $85,000 a year. How is she spending during the pandemic?

Sneakers $1,300, for Christian Louboutin Vieiras. “They’re white with silver insteps. I gave them to myself as a birthday gift.”

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Perfume $450, for Tom Ford Bitter Peach Eau de Parfum. “It smells fruity and floral, and I wear it almost every day.”


Interested in sharing your cost of living? Send a breakdown of your expenses to costofliving@torontolife.com

Liza Agrba has worked as a freelance journalist in Toronto for over a decade and has earned multiple awards. She covers food, business and culture and writes memoir-style pieces. Her work frequently appears in the Globe and Mail, Maclean’s, Toronto Life and many other publications

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