This freelance copywriter and marketer makes up to $150,000 a year. How does she spend it?
“I had a rough financial patch in my 20s, so I’m trying to save”
Who: Christine Wolfl, 32
What she does: Freelance copywriting and marketing
What she makes: $115,000 to $150,000
Where she lives: A one-bedroom condo in Humber Bay Shores
Regular Expenses
Rent: $2,050 a month. “My goal is to buy, but my current condo is not a bad place to be in the meantime.”
Hair: $450 every two months. “I’m not a natural blonde, so it’s all about the maintenance.”
Botox: $200 every three months. “In your 30s, a little poke here and there is a girl’s best friend.”
More Toronto Budgets
Phone: $115 a month. “I’m stuck with Bell, and it’s a little pricier than I’d like.”
Groceries: $500 a month.
LCBO: $120 a month. “I’m not a big drinker—unless it’s California Cab Sauv.”
Self-care: $200 a month. “H2 OM is a godsend for biocharging and acupuncture.”
Clothing: $350 a month. “I don’t shop as much since I became a homebody during the pandemic. When I do, it’s usually for workout gear or a cool new piece from Winners to wear out for dinner or drinks with friends.”
Debt payments: $400 a month. “I went through a rough patch in my late-20s where I totally blew my budget. My dad rescued me, and now I owe him some cash, which is better than credit card debt.”
Subscriptions: $11.99 a month for Disney Plus. “Not going to lie, I bought it for Dancing With the Stars.”
Pet care and supplies: $300 a month for her cat, Rudy, and dogs, Poppy and Maverick. “Between insurance, vet visits, food, treats and the occasional doggy daycare, it adds up.”
Recent Splurges
Trip to Thailand: $9,800. “My partner graduated from Sheridan in May, and I’d had a really strong few months at work, so I wanted to take her on a trip to celebrate. We had a wonderful time, but we missed our flight home and had to rebook at the last minute, which was expensive.”
Perfume: $138. “I recently splurged on a bottle of YSL Libre. It makes me feel sexy.”
Christmas decorations: $260. “This is the third time I’ve purchased an artificial tree. This year, it’s condo sized. I love it so much that I snagged a second.”
Long-Term Savings
Savings account: $500 a month. “I could do better here. After splurging on travel experiences in my 20s, I’m trying to settle down and think about the future. I’m just using a standard RBC savings account right now—I used to have some crypto too, but I sold it because the market is so unstable.”
![](http://www.facebook.com/sharer.php?u=https://torontolife.com/city/this-freelance-copywriter-and-marketer-makes-up-to-150000-a-year-how-does-she-spend-it/&title=This freelance copywriter and marketer makes up to $150,000 a year. How does she spend it?&picture=https://torontolife.com/wp-content/uploads/2022/12/EAL_5288-Edit-2000x1331.jpg&description=
Who: Christine Wolfl, 32
What she does: Freelance copywriting and marketing
What she makes: $115,000 to $150,000
Where she lives: A one-bedroom condo in Humber Bay Shores
Regular Expenses
Rent: $2,050 a month. “My goal is to buy, but my current condo is not a bad place to be in the meantime.”
Hair: $450 every two months. “I’m not a natural blonde, so it's all about the maintenance.”
Botox: $200 every three months. “In your 30s, a little poke here and there is a girl’s best friend.”
[sjmcm layout="content_more_split_3" calling_post="596163" posts="3:post_tag:cost-of-living:1:" label="More%20Toronto%20Budgets"]
Phone: $115 a month. “I’m stuck with Bell, and it’s a little pricier than I’d like.”
Groceries: $500 a month.
LCBO: $120 a month. "I'm not a big drinker—unless it's California Cab Sauv."
Self-care: $200 a month. “H2 OM is a godsend for biocharging and acupuncture.”
Clothing: $350 a month. “I don't shop as much since I became a homebody during the pandemic. When I do, it’s usually for workout gear or a cool new piece from Winners to wear out for dinner or drinks with friends.”
Debt payments: $400 a month. “I went through a rough patch in my late-20s where I totally blew my budget. My dad rescued me, and now I owe him some cash, which is better than credit card debt.”
Subscriptions: $11.99 a month for Disney Plus. “Not going to lie, I bought it for Dancing With the Stars.”
Pet care and supplies: $300 a month for her cat, Rudy, and dogs, Poppy and Maverick. “Between insurance, vet visits, food, treats and the occasional doggy daycare, it adds up.”
Recent Splurges
Trip to Thailand: $9,800. “My partner graduated from Sheridan in May, and I’d had a really strong few months at work, so I wanted to take her on a trip to celebrate. We had a wonderful time, but we missed our flight home and had to rebook at the last minute, which was expensive.”
Perfume: $138. “I recently splurged on a bottle of YSL Libre. It makes me feel sexy.”
Christmas decorations: $260. “This is the third time I’ve purchased an artificial tree. This year, it’s condo sized. I love it so much that I snagged a second.”
Long-Term Savings
Savings account: $500 a month. “I could do better here. After splurging on travel experiences in my 20s, I’m trying to settle down and think about the future. I’m just using a standard RBC savings account right now—I used to have some crypto too, but I sold it because the market is so unstable.”){kind=link}